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OPM.gov / Insurance / Guide Me
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Guide Me

New / Prospective Employees

Overview

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Flexible Spending Accounts

When can I enroll?

If you are an eligible, newly hired employee and wish to participate in the Federal Flexible Spending Account Program (FSAFEDS), you must enroll within 60 days of your actual start date. Simply go to Enroll to begin. Your election(s) will become effective the day following acceptance of your enrollment. You cannot enroll on, or after, October 1 of any Benefit Period.

If you have questions, you can visit www.FSAFEDS.com or call a Benefits Counselor, toll-free, at 1-877-FSAFEDS (1-877-372-3337), TTY: 1-866-353-8058, Monday through Friday, 9:00 a.m. until 9:00 p.m., Eastern Time.

You can also enroll during the next Federal Benefits Open Season. The annual Federal Benefits Open Season is held each year from the Monday of the second full workweek in November through the Monday of the second full workweek in December. FSAFEDS participates in the annual Federal Benefits Open Season. If you enroll during open seasons, your effective date in FSAFEDS will be January 1st.

Please note: If you enroll during Open Season, your election(s) will not be effective until January 1 of the new Benefit Period.

New Federal Employee Enrollment Information

Related Questions

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